Kenyan employees are bracing for a significant hit to their take-home pay as higher National Social Security Fund (NSSF) contributions kick in next month, amid soaring living costs and economic pressures.
Starting February 1, 2026, the upper limit for pensionable earnings will rise to Ksh 108,000, pushing mandatory NSSF deductions higher for middle- and high-income workers. Under the ongoing phased rollout of the NSSF Act 2013, both employees and employers will each contribute 6% on earnings up to this new ceiling—translating to a maximum monthly deduction of Ksh 6,480 per side, up from Ksh 4,320 previously.
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